Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # Ratcliff & Blake Insurance Professionals ## Sitemaps - [XML Sitemap](https://ratcliffblake.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Pages - [Home](https://ratcliffblake.com/) - Professional insurance agents in Oskaloosa, Pella, Sully, & Melbourne Iowa - [About Us](https://ratcliffblake.com/about-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://ratcliffblake.com/wp-content/uploads/2026/07/ratcliff-blake-staff-composite-2026-07.jpg” alt=”Ratcliff & Blake Staff” title_text=”Ratcliff & Blake Staff” _builder_version=”4.27.7″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ global_colors_info=”{}”][/et_pb_post_title][et_pb_filterable_portfolio fullwidth=”off” posts_number=”50″ include_categories=”14,11,13,19″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][/et_pb_filterable_portfolio][/et_pb_column][/et_pb_row][/et_pb_section] - [Contact Us](https://ratcliffblake.com/contact-us-2/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Locations” admin_label=”Locations” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h2″ global_colors_info=”{}”][/et_pb_heading][et_pb_text admin_label=”Oskaloosa” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Oskaloosa 107 High Ave WOskaloosa, IA 52577Phone: (641) 673-8603 Hours:Monday-Friday: 8:00am-4:30pm [/et_pb_text][et_pb_text admin_label=”Pella” _builder_version=”4.27.6″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Pella 729 Franklin StPella, IA 50219Phone: (641) 628-4904 Hours:Monday-Friday: 8:00am-4:00pmSaturday: Closed [/et_pb_text][et_pb_text admin_label=”Melborne” _builder_version=”4.27.4″ - [Claims](https://ratcliffblake.com/claims/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.27.0″ width=”90%” max_width=”1200px” hover_enabled=”0″ global_colors_info=”{}” custom_margin=”100px||||false|false” sticky_enabled=”0″][et_pb_column type=”2_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Make a claim text” _builder_version=”4.27.0″ global_colors_info=”{}”] Need to make a claim? We are able to assist you directly during office hours. You may contact us at (800) 934-7763, or utilize our Contact form, and we will contact you within one business - [Careers](https://ratcliffblake.com/about-us/careers/) - If you are a licensed insurance agent and want to become part of our dedicated team, you are in the right place! Join us and get a rewarding career with numerous work-life benefits. You’ll have an opportunity to grow personally and professionally in a friendly, supportive environment. - [Privacy Policy](https://ratcliffblake.com/privacy-policy/) - FACTS: What does Ratcliff & Blake Insurance Services (DBA: Butler Brown Aviation Insurance / DBA Cook & Son Agency) do with your personal information? - [Request an Aviation Quote](https://ratcliffblake.com/request-an-aviation-quote/) - [et_pb_section fb_built=”1″ _builder_version=”3.26.6″][et_pb_row _builder_version=”3.26.6″][et_pb_column type=”4_4″ _builder_version=”3.26.6″][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”3.26.6″][/et_pb_post_title][et_pb_text _builder_version=”3.27.4″] Δ Name* First Last Name you're called by A.A.A. Number Renewal Date Email* Cell Phone Address Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed - [Commercial Insurance](https://ratcliffblake.com/services/commercial-insurance/) - [et_pb_section fb_built=”1″ specialty=”on” disabled_on=”on|on|on” admin_label=”Commercial Section” _builder_version=”3.27.4″ disabled=”on” collapsed=”on”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”3.26.3″][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”3.26.3″][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”3.26.3″][/et_pb_post_title][et_pb_text admin_label=”Commercial Text” _builder_version=”3.27.4″] Because every business is different, there is no one-size-fits-all commercial insurance policy. Our commercial insurance solutions are a blend of products ideally suited to your business needs. From property to employees and - [Aviation Insurance](https://ratcliffblake.com/services/aviation-insurance/) - [et_pb_section fb_built=”1″ specialty=”on” _builder_version=”3.26.3″][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”3.26.3″][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”3.26.3″][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”3.26.3″][/et_pb_post_title][et_pb_text admin_label=”aviation Text” _builder_version=”4.9.4″ hover_enabled=”0″ sticky_enabled=”0″] Passionate about airplanes? So are we. Our aviation division—Butler-Brown Aviation Insurance—dates back over 30 years to a partnership with our friends at the Antique Airplane Association and the Air Power Museum. Whether you’re a pilot, - [Personal Insurance](https://ratcliffblake.com/services/personal-insurance/) - [et_pb_section fb_built=”1″ specialty=”on” disabled_on=”on|on|on” _builder_version=”3.27.4″ disabled=”on” collapsed=”on”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”3.26.3″ collapsed=”on”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”3.26.3″][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”3.26.3″][/et_pb_post_title][et_pb_text _builder_version=”3.27.4″] Whether you’re seeking insurance for your home, vehicle or boat we have the options you need. We take time to understand your individual needs today, and your goals for tomorrow so that we can provide - [Request A Quote](https://ratcliffblake.com/request-a-quote/) - [et_pb_section fb_built=”1″ _builder_version=”3.26.3″][et_pb_row _builder_version=”3.26.3″][et_pb_column type=”4_4″ _builder_version=”3.26.3″][et_pb_text admin_label=”Form Text” _builder_version=”3.26.3″] Got a question? Need a quote?We’re here to help. Call us at 800-934-7763 or fill out the form below. "*" indicates required fields Δ Name* First Last Address* Street Address City StateAlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth - [Services](https://ratcliffblake.com/services/) ## Projects - [Ryan Smithart](https://ratcliffblake.com/project/ryan-smithart/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.7″ ul_font_size=”16px” global_colors_info=”{}”] Ryan Smithart Commercial & Personal Insurance Agent Phone: (641) 673-8603 I joined the agency in May 2026 and am excited to be part of the team. Outside of work, you’ll usually find me bird - [Justin Hesseltine](https://ratcliffblake.com/project/justin-hesseltine/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.7″ ul_font_size=”16px” global_colors_info=”{}”] Justin Hesseltine Account Manager Phone: (641) 628-4904 Justin began his professional career at Wells Fargo, working there for 8 years. He then transitioned into the insurance industry working for Nationwide for 10 years before - [Parker Schnell](https://ratcliffblake.com/project/parker-schnell/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.7″ ul_font_size=”16px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Parker Schnell Account Executive Phone: (641) 628-4904 Parker started his career in 2020 with State Farm in Cedar Falls. He chose to move closer to family and joined Ratcliff & Blake Insurance - [Megan O'Neil](https://ratcliffblake.com/project/megan-oneil/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.24.1″ ul_font_size=”16px” global_colors_info=”{}”] Megan O’Neil Account Manager Phone: (641) 569-8210 Megan started her insurance career in 2010 and has worked in a variety of difference roles and offices. She joined our Sully office in 2022 where she - [Pam Vander Beek](https://ratcliffblake.com/project/pam-vanderbeek/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.24.1″ ul_font_size=”16px” global_colors_info=”{}”] Pam Vander Beek Customer Service Representative Phone: (641) 569-8210 Pam began her insurance career in 1986 in her family business, the Van Der Zyl Insurance Agency. Vander Zyl later became First State Insurance, then - [Gabe Golubosky](https://ratcliffblake.com/project/gabe-golubosky/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Name, Title, Phone Text” _builder_version=”4.16″ global_colors_info=”{}”] Gabe Golubosky Insurance Agent, Personal & Commercial Phone: (641) 569-8776 Gabe started with the agency in 2018, coming to us after many years with State Farm. He serves as both a Personal & Commercial agent in our - [Lisa Alderson, CIC, CAIP](https://ratcliffblake.com/project/lisa-alderson-cic-caip/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.17.4″ ul_font_size=”16px” global_colors_info=”{}”] Lisa Alderson, CIC CAIP Insurance Agent, Aviation Manager Phone: (641) 673-8603 Lisa started with the agency in 2001 and manages our Aviation Division, Butler-Brown Aviation Insurance. She serves customers from 46 states, specializing in - [Maggie Johnston, CPA](https://ratcliffblake.com/project/maggie-johnston-cpa/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.16″ ul_font_size=”16px” global_colors_info=”{}”] Maggie Johnston, CPA Accountant Phone: (641) 673-8603 Maggie has always worked in the financial world and truly enjoys working with numbers and paying special attention to detail. During high school and college, she worked - [Nathan Russell, AINS, AIC](https://ratcliffblake.com/project/nathan-russell/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.4″ ul_font_size=”16px” global_colors_info=”{}”] Nathan Russell Vice President Insurance Producer Phone: (641) 569-8210 Nathan started his insurance career in 2017 as a Claims Adjustor for Farm Bureau out of West Des Moines. In 2020, with a desire to - [Allan Walz](https://ratcliffblake.com/project/allan-walz/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Name, Title, Phone Text” _builder_version=”4.27.6″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Allan Walz Commercial Insurance Consultant Phone: (641) 628-4904 Allan began his insurance career as an agent in 1996 in Newton, IA. In 2001, he took over an existing insurance agency in Pella, and added satellite - [Margaret Ratcliff](https://ratcliffblake.com/project/margaret-ratcliff/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.4″ ul_font_size=”16px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Margaret Ratcliff Insurance Agent, Commercial Phone: (641) 673-8603 Margaret began her insurance career when she graduated from High School, and spent 10 years in agencies in Minburn and Des Moines. After working - [Isaiah Thompson](https://ratcliffblake.com/project/isaiah-thompson/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.19.5″ ul_font_size=”16px” global_colors_info=”{}”] Isaiah Thompson Commercial Lines Account Manager Phone: (641) 673-8603 Isaiah started his insurance career in 2017 at Nationwide Insurance in Des Moines. He was a property claims adjustor before moving into a personal lines - [Cassie Abbas](https://ratcliffblake.com/project/cassie-abbas/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.0″ ul_font_size=”16px” global_colors_info=”{}”] Cassie Abbas Operations Manager Phone: (641) 673-8603 Cassie started with Ratcliff & Blake in 2024 where she is responsible for developing, implementing, and auditing the agency’s policies & procedures. She helps to streamline our - [Kyla Wald](https://ratcliffblake.com/project/kyla-wald/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.27.0″ ul_font_size=”16px” global_colors_info=”{}”] Kyla Wald Account Manager Phone: (641) 673-8603 Kyla worked several years in customer service roles before joining our agency in 2024 where she quickly obtained her Property & Casualty insurance license. Kyla is located - [Billy Blake, AINS, CIC, CPCU](https://ratcliffblake.com/project/billy-blake-ains-cpcu/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”4.23.1″ ul_font_size=”16px” global_colors_info=”{}”] Billy Blake, CIC, CPCU PresidentInsurance Agent, Commercial Phone: (641) 673-8603 Billy started his insurance career immediately after graduating college. He worked for a large national insurance company, then a smaller regional carrier, before joining - [Angie Stanley, CIC](https://ratcliffblake.com/project/angie-stanley-cic/) - [et_pb_section fb_built=”1″ _builder_version=”3.26.3″][et_pb_row column_structure=”3_5,2_5″ module_class=”custom_row” _builder_version=”3.26.6″][et_pb_column type=”3_5″ module_class=”second-on-mobile” _builder_version=”3.26.6″][et_pb_text ul_position=”inside” ul_item_indent=”10px” admin_label=”Name, Title, Phone Text” _builder_version=”3.27.4″ ul_font_size=”16px”] Angie Stanley, CIC Insurance Agent, Personal Phone: (641) 673-8603 Angie started with the agency in 2001. Like many in the insurance industry, “stumbling” into what has become a great career. Her primary duties are working with our personal ## Project Categories - [Oskaloosa](https://ratcliffblake.com/project_category/oskaloosa/) - [Pella](https://ratcliffblake.com/project_category/pella/) - [Melbourne](https://ratcliffblake.com/project_category/melbourne/) - [Sully](https://ratcliffblake.com/project_category/sully/)