At Ratcliff & Blake, we want to change the way you view insurance. Do you understand the coverage forms in your policy? Its conditions? Its exclusions? When it comes to insurance policies, words matter. Policies are a binding contract and not all of them are created equal. We partner with our clients to help you identify your risk and develop a plan to manage that risk appropriately. As an added benefit, we’re independent—which is great for our customers. We aren’t confined to one insurance company, we represent many. This means we can do the shopping for you—navigating the insurance market to help blend price and coverage in a way that works for you.

We have offices in Oskaloosa, Pella, & Melbourne, IA.

Products and Services to make Insurance easy


107 High Ave W
Oskloosa, IA 52577


700 Main St #100
Pella, IA 50219


202 Main St
Melborne, IA 50162

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