Billy Blake, CIC, CPCU

Insurance Agent, Commercial

Phone: (641) 673-8603

Billy started his insurance career immediately after graduating college. He worked for a large national insurance company, then a smaller regional carrier, before joining the independent agency channel in 2015. Billy and Margaret Ratcliff purchased the agency in 2019, becoming Ratcliff & Blake Insurance Professionals. What he loves most about his job is building relationships with clients and working with local businesses to help them identify exposures and implement risk management strategies. Billy is a self-proclaimed “Insurance nerd,” and loves the challenges of his industry. He lives in Oskaloosa with his wife, Ariann, and four daughters, Emerson, Mackenzie, Lexi, and Olive.


Bachelor of Business Administration – University of Iowa

Licenses & Designations:

  • Chartered Property Casualty Underwriter (CPCU)
  • Certified Insurance Counselor (CIC)
  • Associate in General Insurance (AINS)
  • Insurance Producer: Property, Casualty, Life, Accident & Health
  • Iowa Young Agent of the Year – 2017

Community Involvement

  • Independent Insurance Agents of Iowa – Board Member, Technical Affairs Committee
  • William Penn University – Board of Advisors
  • Mahaska County YMCA – Board of Directors, Finance Committee
  • Rotary Club of Oskaloosa
  • Young Agents of Iowa

Interests & Hobbies:

  • Golfing
  • Playing cards & boardgames
  • Reading
  • Running
  • Iowa Hawkeye Football

Most fun you’ve ever had:

“My wife and I serve in a variety of roles of youth ministry. Building relationships with teenagers, and teaching others what it means to be a follower of Jesus, is the best thing I’ve ever been a part of. “