Margaret Ratcliff

Vice President

Insurance Agent, Commercial

Phone: (641) 673-8603

Margaret began her insurance career when she graduated from High School, and spent 10 years in agencies in Minburn and Des Moines.  After working  20+ years in the banking industry, she returned to insurance in 2012, transferring from the management of a MidWestOne Bank office,  into the Agency Manager and Commercial Producer role for MidWestOne Insurance Services.  Margaret and Billy Blake purchased MWOIS in 2019, becoming Ratcliff & Blake Insurance Professionals.  She enjoys the time she spends on-site with her clients, learning about their businesses, and assisting with their risk management strategies and loss control.  What she loves most is finding herself working shoulder to shoulder with those clients on community projects, feeding her passion for serving others. 


Insurance Producer:  Property, Casualty, Life, Accident & Health

Community Involvement

  • Rotary Club of Oskaloosa  
  • Crisis Intervention Services – Board Chair
  • MCCF – Mahaska County Community Foundation Board Chair
  • Independent Insurance Agents of Iowa – Technical Affairs Committee
  • North Mahaska Community School Board Member
  • New Sharon United Methodist Church – Worship team


  • Piano
  • Spending time with grandchildren
  • Yard work
  • Home improvement projects

Other passions

My parents were missionaries in China, so I have a heart for missions.  I enjoy supporting my husband as he serves with Safe Water International Ministries, distributing Chlorine Production Units and the gospel message in third world countries.

Facebook Posts

Our hearts are with the Taylor family today. Bob was a great man, who lived a great life.It is with profound sorrow that we announce the passing of AAA founder, Robert L. Taylor, on June 20, 2020, 12 days short of his 96th birthday. Bob—as most of us knew him—had been in declining health. Despite this loss to the antique airplane community, it’s comforting to look back at the amazing life of our cherished friend.

Born on July 2, 1924 in Ottumwa, Iowa, Bob lived through the Great Depression and joined the USAAF during WWII. He served as a crew chief on P-38s and P-39s for the 24th Fighter Squadron, 6th Air Force in the Panama Canal Zone. He was recalled to active duty during the Korean War and assigned to a detached training unit.

Between wars, Bob earned his private pilot certificate and returned to his Iowa hometown to run the airport’s FBO. He also ran the FBOs at nearby Oskaloosa and Albia airports, as well as Antique Airfield in Blakesburg.

The name, “Blakesburg,” will long be associated with Bob’s vision to “Keep The Antiques Flying.” Imagine a visionary, who in 1953 saw the need to preserve the fast-disappearing airplanes of his youth, and using his own funds placed a 12-dollar ad in Flying magazine, announcing AAA’s creation. He received 12 replies at one dollar per, breaking even (a feat in aviation), and AAA was born. His investment and vision would prove invaluable. AAA’s first national fly-in was held in Ottumwa in 1954. Bob co-founded the Air Power Museum with J.G. “Jack” Lowe in 1965 and in 1970 established Antique Airfield, the nexus of the antiquer’s universe.

Bob kept his own antiques flying by restoring several airplanes over the years, including a 1936 Porterfield 35W, 1939 Porterfield CP-50, 1929 General Aristocrat, 1933 Lockheed Vega and a 1941 Interstate Cadet. The Cadet was the very airplane in which he had soloed in 1946 while earning his private pilot certificate, and—because antiquing is all about family—his grandson, Benjamin, soloed in it at age 16.

For his many contributions to Iowa aviation Bob was inducted into the Iowa Aviation Hall of Fame in 1994. In 2007, his hometown added him to the Significant Ottumwa Aviators Roster (SOAR). The following year, the FAA honored him with its prestigious Charles Taylor Master Mechanic Award, and the following year, Bob received the EAA Founders Award. In 2010 Robert L. Taylor was recognized by the National Aeronautics Association (NAA) as an Elder Statesman of Aviation. Additional awards and honors over the years are too numerous to list here but all well deserved. To say that we in the antique airplane community will miss him is to understate the immensity of our loss and the wealth of knowledge, friendship, and affection we’ve all gleaned from this wonderful friend.

Robert L. Taylor is preceded in death by wife Eleanor Lorraine (Swanson) in 2006.
He is survived by son Barry Taylor, son Brent Taylor (Marcy), daughter Holly Taylor of Ballwin, MO, granddaughter Nicole Helm (Rich) of Lake St. Louis, MO, granddaughter Dr. Whitney LeFevre (Nick) of Ft Worth, TX, granddaughter Taylor Beck of Indianapolis, IN & grandson Benjamin Taylor of Ottumwa, Iowa, great-grandchildren, John & Joseph Helm, Aidan LeFevre, and numerous nieces & nephews

(written by, and “Thanks” to Paul Berge)

Services are pending, and there will be a Celebration of Life gathering at a later date, likely around the 2020 AAA/APM Invitational Fly-in.

The family welcomes memorial donations to the Air Power Museum “Gone West” Memorial.
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124 S 1st St
Oskloosa, IA 52577


700 Main St #100
Pella, IA 50219


202 Main St
Melborne, IA 50162

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